My Favorite Tools

Here is a list of several products that I use & recommend that might be helpful for you.  It is a mixture of products I have used to build Money Buffalo & several other sites my wife & I are running.  Plus some products that can save you money!

DISCLAIMER: If you click on certain links & decide to use the product, I might receive a small affiliate commission.  No additional cost is added to the price of any of these products to cover compensation.  You can visit these websites by typing the main URL into your web browser & research the products without using my provided links.

Building A Website

Wealthy Affiliate

Wealthy Affiliate This is an online blogging & website hosting community that my wife & I use.  You can host unlimited domains & their website platform (WordPress Express) is easy to use.  I recommend it for newcomers to the blogosphere.  They also offer lots of easy-to-follow lessons & video tutorials that guide you step by step in the web building & affiliate marketing spheres.  They offer a free, full-access 7-day trial with no credit card required.

Read my full review for more information!  


Personal Finance Software

You Need A Budget Review You Need A Budget– I like this program because it allows you to enter line-item details for your monthly budget expenditures.  It is an easy-to-use program that tracks your spending and lets you give every dollar a “job.”  They also have an app to help track expenses & income on the go.  Here’s my review.


High-Yield Online Banking

Capital One 360 I’ve had a high-yield savings account with Capital One 360 (formerly ING Direct) since 2005. They also offer high-yield, no-fee checking, and money market accounts.


Rakuten– Sign up for this service & you can get rebates & rewards for almost any place that you shop from on the internet.  You are going to be spending the money so this is the 21st-century version of “clipping coupons.”

Read my review just to see how easy using Ebates is! Get a $10 cash bonus on your first purchase too.

Giving Assistant Shopping Portal

Another cash back portal I use is Giving Assistant.  They donate a meal for each cash back purchase, they have a slightly smaller selection of merchants than Ebates, but, tend to have higher cash back rates!  Using Giving Assistant is a win-win. Get a $5 cash bonus after your first purchase.



Smile Amazon– Make a charitable donation with nearly every purchase through Amazon.  Type the url “” & 0.5% of all purchases you make will go to the charity of your choice.  Subscribe & Save plans are not eligible for Smile Donations.


Kiplinger’s Personal Finance Magazine– This is a monthly publication that you can get for $12 for the first year.  It provides a balanced approached for investing in stocks, mutual funds, and money management.

economics book for childrenWhatever Happened to Penny Candy?– If you have or know a teenager that wants to learn economics, this is my first recommendation.  The author, Richard Maybury, makes economics basic and fun, yet educational.  Children 12 years and older will benefit from this book.  If you are like my wife and I, you will want to “binge read” this book.

This book is part of the “Uncle Eric” series.  Other books to consider are The Money MysteryThe Clipper Ship Strategy, and Ancient Rome: How It Affects You Today.

Cheap Eats

My wife & I like to eat healthy, nutrient-dense foods.  Contrary to popular belief it’s possible to eat healthy for cheap.

 Vitacost is one of the online sites we use to buy natural and organic products. Save Up to 50% on All Your Health and Wellness Essentials!

Secondhand Items  My wife buys items for our daughter from this place.  We don’t like to pay retail for clothing when so many treasures can be found secondhand.  Swap is a great way to find Kids’ Clothes Under $8 plus clothes for women as well!


thredUP Another site you might like for gently used clothing is thredUP. You can get women’s and children clothing at consignment store prices. They even offer a Goody Box where they send you clothing based on your style and you only pay for the items you keep.


M1 Finance

I keep most of my money at Charles Schwab, but I also recommend investing with M1 Finance which is completely commission-free. This makes it easy to buy partial shares of stocks and ETFs to keep a diversified portfolio. Other brokerages might charge $4.95 per trade and you can trade any stock or ETF you want in your portfolio.

Read my M1 Finance vs. Robinhood comparison article to see which free trading app is better.

Motley Fool

I own a few individual stocks that I research through stock investing newsletters. My favorite and most consistent newsletter is The Motley Fool Stock Advisor. You get two new choices each month and you can begin with 10 “Starter Stocks” to help build a solid portfolio.

Read my Stock Advisor review to learn more about my favorite premium stock research tool.