While most of my investment portfolio is in index funds that track the broad market performance, I’m also a huge fan of buying individual stocks and ETFs. But, I don’t buy blindly. I rely on stock investing newsletters to find ideas.
Buying blindly (and not being a “buy and hold” investor) is what gives stock investing a bad name. When you invest correctly, buying individual stocks can build long-term wealth and help you (dare I say it?) beat the market!
The stock market is going on a wild ride in 2020. From all-time highs to multi-year lows within a few short weeks can make investing newsletters more valuable than usual. After all, a prime buying opportunity can come soon once the health and market uncertainty clear in the coming months. These are the investing tools I rely on to diversify my portfolio.
The Best Investing Newsletters (According to Me)
Here are a few of my favorite investing newsletters and magazines. I’ve tried several over the years, but these are the ones I plan to stick with. For the average investor, you don’t need to spend more than $200 annually per newsletter.
The Motley Fool
Some of the first investing books I ever read were published by The Motley Fool. You can also access their stock
market picks with two different investing newsletters (more like an online investing service):
You receive recommendations for “Steady Eddies” and potential high-flyers with sound company fundamentals with Stock Advisor. So, you get a healthy mix of growth and value investing.
Rule Breakers is a better fit for aggressive investors. Each recommendation focuses on companies that have high growth candidates. As of this writing, a fair amount of companies are foreign-based and you’ve probably never heard of most of them before. I didn’t at least.
I might receive a small commission if you subscribe to a Motley Fool product. Thank you if you do!
Early Warning Report
One of my favorite personal finance authors for teens and adults of any age is Richard Maybury. He also uses the pen name of “Uncle Eric” for a series of economics-related paperbacks for young adults—how I discovered his work. If I can recommend any entry-level book about economics it’s Whatever Happened to Penny Candy?
I primarily subscribe to his Early Warning Report newsletter for his geopolitical analysis with an “Austrian economics” (i.e. laissez-fair economics) perspective.
He also makes stock recommendations in each issue for these topics:
- National defense
- Alternative energy
- Consumer staples
- Precious metals
I’ve acted on a few, but it’s not the primary reason I subscribe to this publication. Reading is my favorite hobby and I look forward to Mr. Maybury’s latest monthly issue. EWR publishes 10 times a year.
You can read a free sample issue without having to submit your contact information!
I don’t receive a kickback from EWR if you subscribe.
Global Changes and Opportunities Report
GCOR runs along the same vein as the Early Warning Report but it’s more focused on investing. Mr. Jim Powell (no relation to the current Fed chief) recommends and analyzes a variety of large-cap stocks, ETFs, and non-traditional investments for a complete portfolio.
Like Early Warning Report, a majority of GCOR covers macroeconomic topics. Mr. Powell weaves relevant stock recommendations into the topics. I usually buy fractional stock shares of his recommendations as he has several portfolios.
You can also read a sample issue to get a taste for Mr. Powell’s investing insights and global outlook.
I don’t receive a kickback from GCOR if you subscribe.
Curzio Research Advisory
I’m a lifetime subscriber to Curzio Research Advisory. This entry-level newsletter gives you one new stock pick each month. You pay $49 for the first year and then $199.
While not every one of Frank Curzio’s recommendations is a winner, he has a good track record. I’ll give Frank kudos as he was raising the alarm about the financial impact of COVID-19 well before the mainstream press and investing newsletters. He also puts out several free videos on Twitter and he has a weekly investing podcast (Wall Street Unplugged). I listen to most of his weekly episodes to get investing ideas and listen to interesting guests.
Curzio Research also has several higher-level newsletters that can be a good idea if you have money to play with or are an accredited investor.
I don’t receive a kickback from Curzio Research if you subscribe.
Kiplinger’s Personal Finance
So Kiplinger’s is a monthly magazine that offers money management tips and investing advice. I’ve subscribed to Kiplinger’s since I graduated from college in 2008. Their annual subscription is a reasonable $34.95.
Most of the magazine focuses on money management tips. But several sections each month focus specifically on investing in stocks and bonds.
I personally pay attention to the following columnists each month:
- James Glassman (my “if I only read one article from Kiplinger’s a month” article)
- Monthly Featured Stock Topic (Rotating categories with different investing ideas)
- Kiplinger ETF 20 (their favorite 20 ETFs)
- Kiplinger 25 (their favorite 25 mutual funds)
Granted the last decade has been very investor-friendly, I’ve had a couple of investment ideas with a 100+ return (CSX and QTEC) and a few others nearing the 50%+ range.
For the first few years, I exclusively used their mutual fund recommendations because I didn’t feel my portfolio was sufficiently diversified to trade individual stocks. Since my previous 401k was with Vanguard, I used their recommendations to invest in any available 401k funds too.
I might receive a small commission if you subscribe to Kiplinger’s. Thank you if you do!
Bonus Article: Read my Kiplinger’s Review for more information.
Finny is kinda like Quora (where you can ask investing questions). It’s also like a Zack’s or Morningstar investment research tool to study key company facts. You won’t get stock tips, but you get in-depth research advice that your broker may not offer.
Finny Premium costs $99 per year or $14.95 per month. You get a 7-day free trial to test drive Finny.
Like this unique investment research approach. Read my Finny review to see everything that Finny offers.
I might receive a kickback from Stock Gumshoe if you subscribe to a free or paid membership.
Cotton’s Technically Speaking
Technical investing–when done correctly–can be financially rewarding. A basic understanding of technicals can help you identify uptrends and confirm stock fundamentals to find more potential gains.
Many people think you must short stocks, trade options, or spend lots of time swing trading or day trading to invest for less than a year.
Cotton’s Technically Speaking publishes a weekly Market Report that gives you several short-term and medium-term investing ideas in various industries like banking, tech, energy, and biotech.
Joe Cotton–founder and lead publisher of Technically Speaking–has won several investing contests held by national publications. Most of Joe’s picks are “long equity” ideas meaning you can buy common stock shares rather than put or call options like other short-term investing newsletters.
You need a basic knowledge of charting and technical analysis to make this investment strategy work. Regularly investing small amounts in the weekly Market Report picks help you establish a winning track record as (like any newsletter) there will be a few losing picks along the way as it takes longer than anticipated for your investment thesis to materialize or the market conditions drastically change.
This investment strategy shouldn’t be your only way to buy stocks as you should consider “buy and hold” for high quality stocks that have a solid dividend track record or long-term growth potential.
The average holding period for most stock ideas is several months. This isn’t a “get rich quick investing newsletter.”
I don’t receive a kickback from Technically Speaking if you subscribe.
If you’ve ever researched investing newsletters, you soon realize they could easily fill the magazine rack at Walmart. They are also pitching these “must buy” stocks to build their subscriber base. Stock Gumshoe is a free service that deciphers most of these newsletter teasers, so you don’t have to burn through your cash to buy yet another newsletter.
Travis (the Stock Gumshoe) even gives his analysis on the high-end newsletters that cost between $1,000 and $5,000 a year. He tells you which teasers are noise and which ones are legit. Unless you’re trading options or shorting stocks,
You can also buy a premium membership which is also very reasonable to become an “Irregular.” With this subscription, you get access to Travis’ Real Money Portfolio to see where his money is invested and you can also get a quick summary on each tease so you don’t have to read the entire article to get his opinion.
I don’t receive a kickback from Stock Gumshoe if you subscribe to a free or paid membership.
Morningstar is best known for the mutual fund rating systems. They also analyze stocks. I enjoy reading their resources from the Morningstar website and also through my online brokerage. You can read articles for free and get basic membership that’s free.
For more in-depth membership, you’ll need to upgrade to premium membership ($199 a year). The premium plan is worth it if you like researching company fundamentals. You can start a 14-day free trial of Morningstar Premium to see if a premium membership is worth it for you.
I might receive a kickback if you become a premium membership.
P.S. Morningstar also has one of the best investing podcasts too! Click to see why.
So Finimize is more along the lines of Seeking Alpha’s Wall Street Breakfast which gives you a summary of the market’s happenings. If you want a quick 5-minute read of the market’s key events from yesterday, this is a fun product. I don’t use it for stock picks. Finimize gives me a quick insight into what the world markets are doing.
The best part is that Finimize is free!
I might receive a kickback from Finimize if you subscribe through this link. (It depends how often you open their messages).
Yes, this is the same bunch that had Ron Paul doing the “End of America” commercials in 2012. I was skeptical at first, but I think they are legit overall. However, remember the stock investing newsletter business is competitive. Always think of your best interest and personal goals before subscribing to the high-level newsletters that may cost $1,000+ per year. I stick with entry-level newsletters that cost less than $200 per year.
I encourage you to consider getting one of the following entry-level newsletters:
- Stansberry’s Investment Advisory
- True Wealth
- Retirement Millionaire <—–This is my favorite of the three (if you only choose one)
Each newsletter has a slightly different investing strategy, but primarily invest in sound companies. True Wealth is the most
speculative contrarian of these three and tends to have a high focus on investing in China.
The standard annual price is $199 for each newsletter which can be pricey. But if you search for offers, you can usually find a one-year or two-year subscription for $99.
Of all the recommendations, the Stansberry products are the most detailed and structured. Each month, you receive a new stock recommendation and a 5 or 6-page story and analysis on why you should invest in the stock or ETF. They also provide a “buy up to” price and a selling price.
Also, the Stansberry newsletters adhere to stop losses. For example, you sell the next day if the share price drops 25% below your entry price.
While you can’t view a free sample issue, you do have a 30-day money-back guarantee. Just make sure you call to cancel during this time to get a full refund. I’ve done it.
If want to learn more about the Stansberry investing model, you can read one of founder Porter Stansberry’s latest ebooks (The American Jubilee) on Amazon to learn more. I read this same book before I became a subscriber. Pay attention to the last 130 pages (Parts 5 and 6) to learn how to successfully analyze stocks.
I don’t receive a kickback from Stansberry Research if you subscribe to any of their products.
If you like dividend investing, Dividend.com offers premium reports you can use to focus on dividend growth investing. This option is different than many of the other stock investing newsletters on this list.
I personally think dividend investing will become popular in late 2020 as people clamor for yield.
Research tools include Dividend.com’s favorite dividend stocks to invest in, in-depth research reports, and key dividend reports including upcoming ex-dividend dates and 40+ years of company dividend history.
Another tool you might like is tracking your dividend history in the online platform. If you use several different online brokers, tracking your earnings all in one place makes it easy to calculate your future and lifetime dividend income.
Lite or Premium Plan
Two different premium plans are available. The Lite plan costs $99 per year and you get access to the “best stock lists,” in-depth company research, and the daily dividend newsletter to name a few perks.
The premium plan costs $149 yearly. You get extra benefits including a watchlist, dividend payout changes, data spreadsheet exports, and exclusive dividend articles.
I don’t receive a kickback from Dividend.com if you subscribe to any of their products.
Should You Buy Every Monthly Recommendation from an Investing Newsletter?
Even though I subscribe to several investing newsletters, I don’t buy every recommendation. Here are a few reasons why I don’t every hot stock tip:
- I don’t agree with the company’s business model (i.e. tobacco stocks, moral issues, etc.)
- Don’t fully understand the company business model
- Don’t have enough money to buy everything
- Can’t adequately review the weekly performance of each stock
- The recommendation is too aggressive or risky for my liking (i.e. junior mining stocks)
Investing newsletters recommend stocks that they believe will make you money. It’s still up to you to decide if the recommendation is a good fit for your investment thesis.
Always Perform Your Own Due Diligence
Although there are times I trust a newsletter’s recommendation and buy the next trading day, I almost always research the company or ETF myself. I check the latest news to make sure I’m reading the entire story. After all, the job of newsletters is to write compelling content to sell you more newsletters (or their higher-priced options).
I’ve unsubscribed from several investing newsletters in the past because I didn’t buy their recommendations or their analysis didn’t add value.
Wait a Month Before Buying Your First Recommendation
You may also decide to wait a month or two before buying your first stock recommendation. Use this “waiting time” to get a feel for the newsletter’s strengths and weaknesses.
Ignore the High Dollar Pitches
With a traditional investing newsletter, you’re going to receive regular emails to buy the premium newsletters that cost at least $1,000 a year. Don’t feel like you need to invest in these newsletters. Their pitches are compelling like a free timeshare session, but I’m a cheapskate.
They usually invest in riskier trades or complex trades. If you can invest thousands of dollars at a time, these might be worth the “investment” but I and thousands of other investors have done perfectly fine with the basic newsletters.
Understand the Business Before Investing
It’s also important you understand how the business makes money. For instance, how do you know all the ways Amazon makes money? One hint is that it’s more than just selling Amazon Prime memberships.
More importantly, you should know how a business can lose money or lose market share. For example, what do you think is the next big trend? Do you want to invest in companies where lawsuits or controversy are common like tobacco, firearms, or pesticides?
If you need help understanding a business, don’t be afraid to ask a friend or family member. This is your money we are talking about after all. Don’t forget you can always keep cash in a high-yield savings account if you don’t know what to invest in yet.
Why I Invest in Individual Stocks
It’s perfectly fine to only stick with investing in index funds that try to mimic the market’s movement. After all, it’s simple and efficient. Instead of spending your precious time reading stock tips and researching the pros and cons of a potential investment.
But, I hold a portion of my investment portfolio in stocks and actively managed ETFs that try to beat their index. Here are a few reasons why:
- Simply trying to match the market doesn’t “raise the bar”
- More risk=more reward (I’m in my young 30s and can weather the stock market volatility)
- Investing in the right stocks helped us get out of debt early
Most of my investments are in retirement accounts, but I also invest in stocks, ETFs, and even a few mutual funds in a taxable brokerage account. For cash, we don’t plan on using in the next three years and still want easy access to, we invest the excess for a higher earning potential.
These are a few of the reasons why I invest in stocks, but I don’t go it alone. Today, I’m going to introduce you to more “investing brain trust” for some of the resources I use to pick stocks. Yes, I still have a few losers (especially in 2018 because of the ongoing trade war spat), but I don’t plan on giving up soon.
I might have a slight addiction to investing newsletters. Partially because I use them to make informed investing decisions. And partially because I enjoy reading differing views on economic and geopolitical events.
What do you think are the best investing newsletters?